According to the People at Work 2025 report by ADP Research, more than half of the workers in Singapore, approximately 60%, lived paycheck to paycheck in 2024. This figure is significantly higher than the Asia-Pacific average of 48%.
The report, which collected responses from nearly 38,000 people in 34 countries across six continents, with over 1,000 working adults sampled in each market, also revealed that over a quarter of workers (26%) held multiple jobs.
Reasons for this include covering basic living expenses, managing additional financial burdens, and saving for retirement, among others.

While people have different reasons for taking on extra work, holding two or more jobs can be a necessity in parts of the world where average wages are low relative to the cost of living, the report mentioned.
Bridging the gap in living costs isn’t as simple as working more jobs. It requires a growing economy that can increase wages while keeping inflation in check.
ADP Research
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